Tel: 0161 231 5222 Email: info@manchestercreditunion.co.uk

28 July 2017
Loan products

Starter loan

Starter loan (up to £2,000)

To be eligible for our Starter loan you must:

  • Be an MCU member-join online now @ www.manchestercreditunion.co.uk
  • Be over 18 years old
  • Have a direct payment coming into us that is enough to repay your loan plus a small amount into your savings account.
  • Have a high street bank account or a Manchester Credit Union ENGAGE account for disbursement of loan


Family loan

Family loan (up to £500)

To be eligible for our Family loan you must:

  • Be an MCU member - you can apply and join at the same time using our Family Loan Application
  • Be over 18 years old
  • Be receiving Child Benefit and agree to have this paid into your account with Manchester Credit Union.
  • Have a high street bank account or a Manchester Credit Union ENGAGE account for disbursement of loan
  • Apply Here


Loyalty loan

Loyalty loan (up to £2,000 outstanding balance)

To be eligible for a Loyalty loan you must:

  • Be an MCU member-join online now @ www.manchestercreditunion.co.uk
  • Have repaid at least one third of your previous loan strictly in accordance with your loan agreement.
  • Have a direct payment coming into us that is enough to repay your loan plus a small amount into your savings account.
  • Have a high street bank account or a Manchester Credit Union ENGAGE Account for disbursement of loan.


Dream loan

Dream loan (£2,000 to £15,000)

To be eligible for a Dream loan you must:

  • Be an MCU member-join online now @ www.manchestercreditunion.co.uk
  • Be over 21 years of age
  • Have lived at your current address for over 3 years
  • Be employed
  • Be willing to make repayments via payroll deduction if your employer is one of our payroll plus partners; and
  • Have a good recent credit history


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Manchester Credit Union Tel: 0161 231 5222 Email: info@manchestercreditunion.co.uk
Authorised by the Prudential Regulation Authority, and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. FRN: 213400