Tel: 0161 231 5222 Email:

19 August 2017
Join Today

Joining Manchester Credit Union has never been easier.

Approved applicants usually receive their welcome email and membership account details within 1-2 working days of applying. Once you receive your account details, you will be able to register for online member services.

Please check the eligibility, charges and declaration below before applying:

Click here to apply

There is no need to worry about providing us with identification as all of our verification processes can also be carried out online*.


You can join Manchester Credit Union online if you live or work in:

  • Manchester
  • Trafford
  • Rochdale
  • Bury
  • Tameside
  • High Peak


When you open your savings account with MCU there is a one-off administration fee of £1 and you must open your account with a savings balance of at least £3. This means that you will be asked to make a debit card payment of £4 to complete the online joining process. 

I understand that there is an annual membership fee of £3, and that this will be deducted from my account on or around 30th September each year to cover administrative costs


I have read and understand the above information and would like to proceed with my membership application.

Click here to apply

 *using an online anti-money laundering system. In the event of a failed identity check, we may require proof of your current name and address. This is to satisfy FCA & PRA money laundering controls.

£4 debit card payment required to cover £1 non refundable administration fee & £3 savings deposit.

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Manchester Credit Union Tel: 0161 231 5222 Email:
Authorised by the Prudential Regulation Authority, and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. FRN: 213400