Tel: 0161 231 5222 Email: info@manchestercreditunion.co.uk

27 April 2017
News

The most fun you can have in Manchester this May- summed up in 5 events

              

With two bank holiday weekends and the promise of warmer weather, there’s a lot to love about the month of May.


And Manchester gives you all the more reason to get excited about May, with an itinerary of events that won’t disappoint- whether you’re 18 or 80.

Make sure your wallet can keep up this month with our top loan deals and easy ways to regularly save.


Jump into a Giant Ball Pit 


Yes, you read that correctly- get transported back to your childhood with the largest adult ball pit. The pit contains more than 100,000 balls and will be ready to jump into over the first bank holiday weekend, and can be found at The Printworks in Manchester.


Find out more:


https://www.visitmanchester.com/whats-on/huge-adult-ball-pit-at-the-printworks-p340521  


Visit a Makers’ Market 


Meet the city's highly skilled Artisan traders and sample the finest hand-crafted goods at one of the many makers' markets on our doorstep. From Cheadle to Northern Quarter to Spinningfields, there will be a date and location sure to meet your needs. 


Find out more: 


https://www.visitmanchester.com/whats-on/searchresults?sr=1&cat=vmmarketsevent&poly=81&rd=on&stay=2017-04-30&end=2017-05-25


Get a taste for all things Hungarian at Gobefest 


From Transylvianian craft beer to traditional folk dance, this free event will give you a taste for all things Hungarian. 

Pay the market a visit on the 13th and 14th May at Albert Sq, Manchester.


https://www.visitmanchester.com/whats-on/gobefest-p339191


Visit Castlefield Food Festival 


Now in its third year, this urban food festival has built a reputation for mouth-watering food stalls alongside sizzling drinks stands. Pay the festival a visit on the 11th, 12th or 14th of May: 


https://www.visitmanchester.com/whats-on/castlefield-food-festival-p339471


Join the Crystal Maze mania


For those wanting to splash out this month, why not enter a team into the challenge made famous by a 90's game show? The Crystal Maze was one of the UK’s favourite television shows, and now you and your friends can be stars of the show. Find out more: 


https://www.visitmanchester.com/whats-on/the-crystal-maze-p330161 



We're here to help you have more pounds in your pocket through easy saving and affordable borrowing. Don't miss out, join us today. 


Five family days out for under a fiver this Easter

The Easter holidays are upon us. A whole two weeks of school-free fun stretch out before us. Sometimes days can get pretty pricey when you have the whole family together. So we have put together five days out in Great Manchester for under a fiver. Eggs-actly what you were looking for, right?


Manchester Duck Race

Thousands of bright yellow rubber ducks float down the Irwell cheered on by delighted families on the river banks.

Celebrities will be announcing the winners during the annual Manchester Duck Race, on Good Friday, from 12pm with the first race at 2pm. Free to attend and £1 to buy a duck with all proceeds going to charity.

https://www.spinningfieldsonline.com/events/manchester-duck-race-2017/


Museum Of Science and Industry

Have you got the power? It's full steam ahead for family fun MOSI's power-themed Easter holiday activities.

Discover what gives machines that get up and go with interactive shows, engaging demonstrations and hands on workshops.

Free entry – Donate online or at the museum Open 10am-5pm daily

www.msimanchester.org.uk/whats-on/activity/power


Heaton Park

This north Manchester park is fun central during the Easter holidays. From Easter egg hunts, falconry displays, craft sessions, to face painting, tram riding and den building there is something to keep everyone entertained.

Children can learn more about buzzy symbols of Manchester with the beekeepers or make their own pizzas.

Join in the parkrun fun on Saturday, April 15 with a free Easter-themed timed 5k run around Heaton Park – don't forget your barcode.

Some activities attract a small charge and may required booking.

www.manchester.gov.uk/heatonpark


National Football Museum

Budding Marcus Rashfords or Steph Houghtons will love an afternoon at the National Football Museum at the top end of Deansgate. It has everything a fan could want from old-fashioned kits to getting up close with some of the most revered silverware in the world. It's the last chance to see the 1966 World Cup Exhibition celebrating 50 years since England's momentous victory.

Admission costs nothing with free football skills sessions throughout the holidays.

From April 1-11 the Arcade Club returns to the National Football Museum this Easter, with over 50 classic arcade games available to play - £5 entry.

Open 10am-5pm, Mon-Friday.

http://www.nationalfootballmuseum.com/


Swimming

If you didn't know already, under 17s can swim for nothing during Swim for All session at Better leisure centres across Manchester during school holidays. If you're aged 60+, you can enjoy free swimming all year round in Swim for All sessions.

www.better.org.uk/manchesterfreeswimming


Make sure you don't over-stretch this Easter- speak to us about affordable lending and ethical saving. 


How a spring-clean can leave you with more pounds in your pocket

It’s officially Spring! Though we may welcome the longer days and the promise of warmer weather with open arms, we may be less enthusiastic about the seasonal tradition to ‘spring clean’.

In fact, blowing the cobwebs out of your finances can make a massive difference to the pounds in your pocket. Manchester Credit Union has swept up the best tips to help worker bees to dust off your dosh and help your balance to feel sparkling new:

Switch and save

From insurance and energy bills to your mobile and gym membership – think of the savings that could add up if you were to shop around for the best deals on each expenditure! Many providers include price increases in contract renewals, in the hope customers will be too busy to switch. Spending a few hours shopping around could save you the equivalent of months of savings.

Keep a diary for a week

Kick-start your spring clean with an accurate and up to date view of your finances by keeping a diary of your money going in and money going out. Many are surprised at how much the coffees on the go and the online shopping sprees add up to. Try it for a week and see for yourself when and where your spending could be reduced!

Kick the habit

Give both your health and wealth a boost this Spring by trying to kick costly and unhealthy habits. Wonder how much you would save by stopping smoking? Try out this free cost calculator – and if that convinces you to kick the habit, take advantage of lots of free resources to help you to stop smoking, including stop smoking websites.

Dig out the cookbook

Cut the costs of your food shopping by cooking batches of pasta sauces, pizzas and casseroles from scratch – freezing portions ready to microwave in replacement of expensive and often unhealthy microwave meals.

Pick up tips on saving time and money with quick and easy homemade meals from bloggers such as A girl called Jack.

Prepare for a rainy day

April showers may be upon us – so make sure you’re prepared for a rainy day when it comes to your finances. Start saving with us today so that you’re not caught out by unexpected costs. 


Money saving tips for your dream day


Getting married is one of the most important days in your life, but the cost of a dress, cake, venue and food can mean that the cost really adds up.

With the average cost of a wedding being £25,000, it is easy to see how costs can spiral out of control and what is meant to be a fairytale can end up being a financial nightmare.

Manchester Credit Union has put together some top tips to make you a savvy bride and groom, showing you how you can have a memorable day without breaking the bank.

1.       Firstly, it is important to have a budget and stick to it. Think about what you can afford to spend as you may also be planning a family or buying a house, and weigh up where you want your money to go. It is worth noting that one of the biggest causes of divorce is debt and finance worries, so make sure you enter married life without financially crippling yourself!

 

2.       Pick wisely when it comes to the day and the season that you get married in. As we can never predict the weather here in the UK – does it really matter if your wedding is in the height of summer season or not? You spend most of the day inside anyway, and any good photographer will tell you that brilliant sunshine does not produce the best photos. Choosing to get married in Winter and on a Sunday or Friday can also cut the costs of a venue by half, and Monday to Thursday even more so.

 

3.       Think very carefully about guests. It is amazing how the numbers can soon add up. Narrow down your guest list by sticking to close family and friends during the day and then invite more guests to the evening party, where there is less expense. There is no need to feel guilty, this is your day, and it will be a relief to some – who of course will be on their own budget to attend!

 

4.       Haggle for bargains. Not a trait us Brits are widely known for but most wedding suppliers would be open to it. Make sure if you do bag a deal that you get an agreement in writing - so that you have a record in case there are any disagreements in the future. It is also always worth asking for something to be chucked in for free, and tap up talented friends to help with the big day. Whether that be someone who can make dresses, cakes, sing, photographer or even act as the master of ceremonies.


5.       Weddings are a major expenditure and like buying a house, many people simply can’t afford to do it without a loan. If you decided to take out a loan, Manchester Credit Union, will ensure that it is affordable for you. And if you take just one piece of advice from this, please do avoid dangerous high cost credit, including payday loans, with APRs of up to 6,000%.

Get in touch for more information on easy saving and affordable borrowing for your big day: info@manchestercreditunion.co.uk

Resolutions To Make You Feel Richer

Make 2017 the best year yet for your pocket in 3 simple steps:

 

1.         Grab end-of-sale bargains to create a Christmas cupboard

With massive discounts- often more than 50% - now is the time to prepare for 2017’s Christmas with gift wrap, cards and decorations in the January sales. The end of each season is usually met with sales in high street stores- keep an eye out for bargain presents throughout the year to make December less of an expense. You’ll be delighted when you return to the stash later in the year!

2.         Start saving early to spread the cost

Christmas may be the last thing on your mind as you pack away the decorations for another year – but now is the time to start thinking about saving for a stress free festive season. Save spare change and watch the coins add up over the twelve months – or go one step further and join our Christmas Club to save regularly without the temptation of taking out the savings until November- members also get a chance of winning a hamper worth £200!

 

3.         De-clutter and make some dosh

From Christmas, birthday to redecorating the house – a lot of unwanted gifts, furniture and ornaments can be accumulated throughout the year. Sharpen your selling skills with Money Saving Expert’s 40+ eBay Selling Tricks, or check out local Facebook For Sale Or Swap pages and car boot sales.

 

 

Join the Christmas Club now to guarantee more pounds in your pocket ready for the 2017 festive season. Contact us today: info@manchestercreditunion.co.uk

 


MCU Newsletter - Winter 2016



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