Information for EMPLOYERS

Please visit our dedicated website for further information about this free benefit that you can offer which can have a lasting impact on the wellbeing, wealth and loyalty of your employees. We take responsibility for the lending risk and savings kept with us are covered by the Financial Services Compensation Scheme.

Simple and easy to manage

Contact us by emailing in order to start the quick and easy process of becoming a Payroll Partner:

Our payroll team help you to complete a service level agreement and set up the payroll deduction process

We notify you when new members register and tell you the payroll deduction to take from their next pay date

Agreed deductions are input into your payroll system and will appear on employees' payslips

Total deductions for month are transferred to MCU along with a list of employees and deductions

Financial wellbeing for staff

This free benefit will support the financial resilience of staff and reduce financial stress - having a positive impact on their wellbeing in and out of work.

Affordable Lending

Make sure your employees have access to affordable and ethical loans when they need them. Manchester Credit Union provides affordable loans for everyone - applications are determined on a case by case basis by a member of our experienced team. Becoming a BEESMART Payroll Partner member encourages your employees to save and foster a responsible attitude towards credit.

Money for Manchester

Boost your corporate social responsibility with the added feel-good factor of supporting the local economy at Manchester Credit Union. Money stays in the Greater Manchester region and is invested for its members, not shareholders.

Information for EMPLOYEES

Introducing an easy way to save and access affordable loans that is linked to your pay. Please visit our dedicated website for further details.

The process is quick and easy. Simply download and complete the application form to set up a payroll deduction with your employer's payroll department - you specify the amount you wish to save each month and the deductions will start from your next available pay date.

Free savings insurance is provided by Manchester Credit Union at no cost to the member. When a member dies, savings are doubled* and will be paid to a nominated beneficiary.

Take control of your savings: online and on your mobile

Savings deductions can be for as little as £10 per month. Download our App to check your balance, make withdrawals and loan applications.

Boost your balance with great deals

We help members avoid costly loan providers by offering competitive and affordable loans- we will beat any personalised quote from other loan providers for loans of £5,000 or over. Loans can be paid back through your payroll deduction. Check out our loans calculator for a quick quote.

Apply now, or email the team on for more information.

*up to a maximum of £5,000 - conditions apply