Incuto
Manchester Credit Union has been using incuto’s cloud-based technology platforms for a few years to help us provide improved and faster services to you. Please learn a little more about what they do to help us process payments to you in real time.
Our mission
Our platform helps community lenders transform their member experience. incuto’s high quality, affordable technology, provides a cloud-based solution so community lenders can go digital, reduce costs, grow their businesses and offer more services. We are a true partner to the community lenders we support, offering a disruptive pricing model where we charge by transaction, so our business grows as our customers grow.
What we do
Improve and expand services to members
- Open Banking to collect bank statement data
- E-signature
- 24/7, online loan application process
- Online Banking & mobile app
- Immediate access to funds via Faster Payments & debit cards
- Collect payments by Direct Debit
Grow membership and loan book
- Appear on major loan comparison sites, with eligibility criteria set by you
- Facilitate your management of payroll partnerships
- Automate marketing to engage better with existing members
- Access credit searches, ID checks and Open Banking via our platform to ensure loan quality
Reduce costs & automate back-office processes
- Cloud-based
- Automated payments and Direct Debits
- Automated messaging
- Automated loan applications
- Lower transactional costs e.g. for credit searches & SMS messaging
"We founded incuto on the belief that everyone, no matter what their circumstances or background, should have access to high-quality financial services. Our technology offers community lenders the tools they need to overcome the poverty premium that exists in banking."
- Andrew Rabbitt, CEO, incuto
