Loans

Benefits of Taking Out a Loan

Whether you're looking to borrow to help with your household expenses or for a larger purchase, we have the right personal loan to suit you. We've made it easy to borrow as little as £150 or up to £15,000 at a fair, affordable rate with no application fees and no early repayment charges.

By putting people before profit, we aim to provide loans to as many of our members who need them, helping to free you from a cycle of costly debt.

Before going to another loan provider, or using a credit card, please get a quick quote from us, and check out the fantastic benefits associated with a Manchester Credit Union loan:

Quick and convenient

Once your loan is approved, the money can be in your account on the same day.

Affordable

Interest is only paid on the reducing balance, and there are no penalties for paying your loan back early; in fact you will pay less interest too!

Fair

We will assess your ability to repay the loan based on knowing your circumstances not just your credit score. You will be assessed by a person, not a computer

Flexible

Repayments can be tailored to suit your budget and can be made weekly, fortnightly or monthly.

No hidden costs

There are NO set up fees and NO early settlement fees.