Our Loans

Most people need credit from time to time, and as a member of Manchester Credit Union, you are eligible to apply for a loan with us at a fair and affordable rate.

We can offer loans from £150 to £15,000 and our rates are guaranteed not representative.

Have you seen what loans we have on offer?

We have a loan calculator on the home page of our website where you can work out how much you will repay and at what rate of interest. Did you know that you only pay interest on the reducing balance and if you are able to pay your loan off early, there are no early settlement charges unlike other lenders?

Your loan application will be assessed by one of our team and we will ask for evidence of your income and expenditure so we can analyse your ability to repay the loan. All applications are subject to our affordability and credit checks. Once your loan application has been approved, you will sign an agreement and if we receive that before 15.15 on a weekday, the funds will be in your account at the end of the working day.

It’s easy to apply – click here for more details and apply today! You can also apply for a loan in one of our branches if you prefer.